Protect Your Income,
Secure Your Family’s Future.
Safeguard your income and ensure that in the event of life’s toughest challenges,
your family is guaranteed the support they need.
Why Choose United Welfare Trust?
Income Protection Made Simple
Allocate up to 3% of your salary for your family's peace of mind.
Generous Cover
Your beneficiaries can receive up to 3× your annual salary when a claim is made.
Comprehensive Protection
Coverage includes death, critical illness, and incapacitation.
Tailored for You
Premium payments are flexible, choose a multiple - your cover grows with your career.
Hassle-Free Claims
A straightforward process ensures your loved ones get what they deserve without delay.
Maximise Financial Security
Your family does not have to deplete your retirement savings to survive.
Premium Calculator
Instantly see how much your family would receive (up to 3× your annual salary).
Enter your details
1%
0.00
0.00
1%
0.00
0.00
What’s Covered?
Death
A lump sum payout to your beneficiaries.
Critical Illness
Financial protection if you’re diagnosed with a serious medical condition.
Incapacitation
Income support if you’re unable to work due to disability.
Making a Claim
If the unexpected happens, here’s how your beneficiary can claim their benefit:
Step 1
Make a Claim
Select Make a Claim on the right hand of the navigation bar.
Step 2
Submit Required Documents
Death certificate, medical reports, or employer confirmation.
Step 3
Assessment & Approval
Our team reviews the claim promptly.
Step 4
Disbursement
Sum assured is paid to you within 48 hours of the claim validated.
Note: There is a waiting period of 3 months for every policy to be eligible for a claim.
